Are you considering buying a home in the St. Louis area? Well, now is a great time to buy and there are plenty of homes for sale in St. Louis to choose from. Whether you are a first time homebuyer, relocating to St. Louis or selling your home and moving up or downsizing, there are a few things that you need to do before you even begin to look for a new home.
Do your homework before plunging into searching for homes for sale in St. Louis. It will save you valuable time, energy and money.
Homes For Sale St. Louis
- Set up a buyers counseling interview. You will be provided with an overview of the home buying process and we will develop a clearly laid out plan to meet your needs. We will work together as a team to find you the home you want and accomplish your goals.
- Get preapproved for a mortgage. Be sure to talk to a mortgage lender about your down-payment requirements, mortgage options and closing costs associated to the loan. Your mortgage consultant can also help you figure out an affordable monthly payment. Be sure to secure written loan pre-approval from your lender before looking at homes.
- Make a list of wants and needs. Price range, number of bedrooms and bathrooms, design style, finished basement etc. Make a detailed list of your absolute necessities versus things that you simply want. While both wants and needs are important, knowing the difference will help guide you in your decision making process.
- Think about your credit. You don’t want to be heart broken when you find your dream home and your are refused by the bank to give you a loan because of your credit score. If your credit isnt exactly where it needs to be, you should spend a few months building it up before you begin searching for your dream home. If your credit has really fallen, sometimes it can take up to two years to build it back up again. This is something you want to know before you begin searching for a new home.
Please contact Delores Campbell for a FREE buyers counseling interview. With this FREE buyers counseling interview, you will receive my Eight Steps To Homeownership guide.
Delores Campbell
Coldwell Banker Gundaker
“Once Your Dream, Now Your Home”
Cell: 636-485-2743 Office: 636-391-1122
Email: delcampb@cbgundaker.com
